Applying for a UK visa necessitates fulfilling multiple criteria, with one key requirement being the demonstration of sufficient financial means to support oneself during one’s stay. The type of UK visa—whether work, visitor, or business—determines the specific bank statement requirements that must be met.
In this article, Wego offers detailed insights into the essential requirements and minimum balance criteria for bank statements across various types of UK visas.
Table of Contents
The UK visa bank statement requirements usually depend on the type of visa you are applying for. The following are the requirements for various categories of visas:
Although there are various types of visas to enter the United Kingdom, the following are some of the general requirements regarding the bank statement that remain consistent across all visa types.
Please note that bank statements that are produced will not be accepted as financial evidence if:
Applicants who are not financially sponsored can produce bank statements from any of the following types of bank accounts as evidence:
Besides bank statements, there are also other means of proving financial sustainability. However, as we are discussing bank statements, the following information must be present in the statement:
Applicants can also provide a download of electronic bank statements if they have the information mentioned above. Moreover, the bank need not stamp the statement.
Please note that the UK government may conduct verification checks with the bank. If they cannot verify the funds, the application may be refused.
The applicant’s partner of children can also apply to join or stay in the UK, given that they satisfy the other eligibility checks, depending on the type of visa. For that, the applicant’s partner or children must have a certain amount of money available to support themselves while they’re in the UK.
The partner or child – will need:
For instance, EUR 600 must be needed to bring your partner and one child with the applicant to the UK (EUR 285 for your partner and EUR 315 for your child). The applicant would also need to have EUR 1,270 to support themselves for their own application.
The same general requirement applies to this: The applicant—or their partner or child—must have had the money available for at least 28 days in a row. Day 28 must be within 31 days of the application or their visa application.
The applicant usually needs to show proof of this when they apply unless either:
If the partner or child is applying at a different time to the applicant, they’ll only need to prove they have enough money to support themselves if they have been in the UK for less than one year.
Some other general requirements include:
To be eligible for the following visas, the minimum balance requirement that should be held in the applicant’s bank account is EUR 1,270. Moreover, as previously mentioned, the money should be available for at least 28 days in a row while submitting the proof:
Please note that the proof must be produced during the application process unless either:
A UK Ancestry visa requires a bank statement or other proof to demonstrate that you have sufficient funds to support yourself and any dependents during your stay. There is no fixed amount that must be shown.
Please note that the general requirement is that the money must be held for at least 28 consecutive days. Day 28 must fall within 31 days of applying for this visa.
For the Youth Mobility Scheme visa and the India Young Professional Scheme visa, the applicant must have at least EUR 2,530 in their bank account to show they can support themselves in the UK.
Please note that the general requirement is that the money must be held for at least 28 consecutive days. Day 28 must fall within 31 days of applying for this visa.
For UK Student and Child Student visas, the requirements depend on many factors, as mentioned below:
For financial proof, the applicant has other options than a bank statement, as the visas are for students and child students. They can produce the bank statement of their own account or parent’s or partner’s account.
Please note that all the general bank statement requirements apply for this visa.
The following UK visas do not have fixed minimum balance requirements:
The UK government website does not specifically mention any minimum amount that should be maintained for these types of visas. Instead, it demands that the applicant produce evidence that they have enough funds to sustain themselves and their dependents, if any, during their stay.
Bank statements or payslips for the last six months can be used as financial proof. This applies only to representatives of an overseas business visa and short-term study visa. However, the duration of a bank statement for a marriage visitor visa has not been released by the officials.
The process of obtaining a stamped bank statement differs between banks, but it should not be difficult, as the UK government does not mandate stamping. Electronic bank statements are also accepted.
Many banks offer streamlined features to facilitate the process, and some offer digital alternatives. To obtain a bank statement, simply contact your bank or request it online, providing the required details.
